Founder & CEO, Change Agent Management Services (CAMS) Professor | Consultant | Author | Minister | Leadership Coach Dr. Annette Moultrie is a seasoned educator, respected business consultant, ministry leader, and purpose-driven coach who has dedicated her life to empowering individuals and organizations to grow, lead, and thrive. With a unique blend of academic excellence, corporate leadership experience, spiritual insight, and practical wisdom, she brings a holistic approach to transformation — helping people unlock potential, strengthen systems, and build sustainable success. As the Founder and CEO of Change Agent Management Services (CAMS), Dr. Moultrie equips businesses, nonprofits, churches, and entrepreneurs with the tools, frameworks, and training required to navigate change with confidence. Her leadership programs, organizational consulting, and strategic coaching services are designed to elevate performance, develop high-impact leaders, and support long-term growth. A Distinguished Academic and Educator With over 20 years of teaching experience, Dr. Moultrie serves as a professor of Accounting, Finance, and Leadership Development. She has taught thousands of students across colleges and universities, specializing in financial literacy, managerial accounting, organizational leadership, and business ethics. Her passion for education began early in life, and today she continues to teach, mentor, and guide students, professionals, and emerging leaders with clarity, integrity, and compassion. A Leader in Ministry & Purpose-Building Dr. Moultrie is also the founder of Women of Destiny Ministry, a faith-based movement devoted to spiritual growth, healing, leadership, and discipleship for women from all walks of life. Through prayer gatherings, workshops, mentorship, and community outreach, she helps women discover their God-given purpose and walk boldly in it — integrating biblical principles with practical strategies for daily living, leadership, and legacy-building. Author, Speaker, and Content Creator Dr. Moultrie is the author of multiple books, including: Teach Me How to Pray Financial Wisdom: Mastering the 70/30 Rule with Biblical Teachings Her teachings extend far beyond the classroom and consulting room. Through online content, social media, workshops, and speaking engagements, she offers guidance in: spiritual development financial stewardship personal leadership business growth accountability and purpose discovery Her voice blends practical experience with biblical truth — empowering audiences to live intentionally, lead wisely, and steward resources well. Corporate, Nonprofit, and Ministry Consulting CAMS provides comprehensive training and consulting across multiple sectors, including: business and corporate leadership education and academic institutions nonprofit organizations faith-based ministries and churches government and community agencies Programs include leadership development, change management, crisis leadership, communication strategies, organizational alignment, employee development, emotional intelligence, customer service, and more. Every program is built to strengthen teams, improve culture, and maximize organizational success. A Change Agent Committed to Growth and Excellence Whether she is teaching in the classroom, coaching leaders, consulting with executives, praying with women in ministry, or writing for her global audience, Dr. Annette Moultrie remains anchored in one mission: To help people and organizations grow, lead with purpose, and walk in God-given destiny — spiritually, professionally, and financially. Her work is rooted in excellence, integrity, and a commitment to empowering others to rise above challenges, build wealth, strengthen vision, and create generational impact. Work With Dr. Moultrie Dr. Moultrie offers: Leadership consulting & training Small business development coaching Accounting & finance education Ministry leadership development Women’s empowerment programs Speaking engagements Books, courses & digital resources If you are ready to elevate your organization, enhance your leadership skills, strengthen your ministry, or grow in financial and spiritual wisdom — CAMS provides the tools, strategies, and support you need.